Equipment Financing

When it comes to running your business, it’s important you get the equipment you need and fast. Our equipment financing options ensure you are well-positioned to keep up with today’s rapidly changing market. We offer creative programs with flexible payment options covering a wide range of credit scores so you can focus on what you do best — running your small business.

Loan Amount
Loan Terms
36-84 months
Time to Fund
24-48 hours

Find the right financing amount for your business.

Use our calculator tools to model the right loan and payment options for your business.

Get a quote


Flexible financing for your business needs

Being Big on Small™ means we know flexibility is key to making the most of your payments so you can have the financing that make sense for you.
Finance Lease
Finance leases, often referred to as Capital leases, do not fit operating lease guidelines and are an alternative finance vehicle. With a finance lease, the leasing company retains ownership of the equipment and at the end of the lease term, you have the option to purchase the equipment for $1.00 or some other pre-agreed upon fixed price. You cannot expense the monthly payments with a finance lease as you can with an operating lease, but you can take advantage of all of the benefits of ownership including depreciation allowances and Section 179 Tax Deduction.
Equipment Finance Agreements
Equipment Finance Agreements (EFA’s) are straight finance programs where the customer retains title to the equipment and the finance company has a security interest in the equipment. Since you have title to the equipment, there is no purchase option at the end as in a lease product. With EFA’s you can take advantage of all benefits of ownership including depreciation allowances including Section 179. EFA’s are an alternative to bank financing and are preferred over bank financing due to their ease of approval, flexibility in structure, and minimal down payments.
Flexible Structures

Reap the financial benefits

Whether you choose one of our lease products or a finance product, we can offer many flexible and aggressive structures including:
Step Payment Plan
Designed to allow you some cash flow relief at the beginning of your term by offering lower payments that step up over time.
Deferred Payment Plan
This structure allows you to pay for the equipment once it begins to generate revenue.
Seasonal Payment Plans
A good solution for seasonal companies offering them lower contract payments during the off season and higher payments during the peak or busy season.
Balloon Payment Plan
Lowering your monthly payments during the finance term thus allowing you to acquire more expensive equipment than you could under a level payment plan.
How it works

Our quick and convenient financing process

Create the right plan for your business
Create the right plan for your business
Select the term and payment options that work best for your business.
Fill out our short application
Fill out our short application
Tell us about you and your business so we can get you the right financing. The application process will take 5-10 minutes.
Receive quick decisioning from our team
Receive quick decisioning from our team
You will receive a quick decision from our team letting you know the status of your application. We strive for a same day credit decisioning process.
Sign in to manage your account and pay bills
Sign in to manage your account and pay bills
When you have received your funding and equipment sign up for online access to pay bills, have questions answered and more!

Need help making a plan?

Use our calculator tools to model the right loan and repayment options for your business.
Ready to get started?

Ready to get started?

Getting started is easy with Amur. We are dedicated to ensuring your success – start your journey by using our Get A Quote tool to see how we can work together to help finance your equipment needs.

Common questions

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