Equipment Financing

Calculate your savings

Let us help you take full advantage of IRS Section 179, a special tax deduction that allows you to quickly write-off all or part of the cost of new or used equipment in the same year you purchase it.

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* Amur Equipment Finance is not an accounting firm. Please make sure to consult your personal tax advisor on any tax information. Credit & equipment restrictions apply. This program estimates a tax rate. Your actual tax rate and savings may vary. Tax benefits may vary by type and class of property purchased, use of property, time when property acquired, and individual taxing situations. Your individual tax situation may affect your ability to utilize the elections. Please consult your tax adviser or accountant for additional information. Equipment must be purchased and placed in service by 12/31/20.
Your Savings

Cash Savings

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Section 179 Deduction for 2024
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Bonus 100% for Depreciation for 2024
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Total First Year Deduction
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* Amur Equipment Finance is not an accounting firm. Please make sure to consult your personal tax advisor on any tax information. Credit & equipment restrictions apply. This program estimates a tax rate. Your actual tax rate and savings may vary. Tax benefits may vary by type and class of property purchased, use of property, time when property acquired, and individual taxing situations. Your individual tax situation may affect your ability to utilize the elections. Please consult your tax adviser or accountant for additional information. Equipment must be purchased and placed in service by 12/31/20.
$
(Amount between $10,000 – $3,000,000)
Enter an amount
Years in Business
Equipment Description
What’s your estimated credit rating?
Excellent
Score 740
& above
Great
Score
700 - 739
Good
Score
660 - 699
Fair
Score
620 - 659
FINANCING OPTIONS
$ {{termMapItem['monthlyPayment']}}/ MONTH
{{termMapItem['term']}} years

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IRS Section 179 Tax Deduction qualifications

  • Section 179 allows for 100% write-off of certain assets up 1,080,000 million. The deduction is intended for small businesses, so the deduction begins to phase out dollar for dollar once the total equipment placed in service by the taxpayer is 2,700,000 and completely phased at 3,780,000 in current year equipment purchases. Section 179 is elected asset by asset.
  • Most new and used equipment, as well as some software, qualify for the Section 179 Deduction.
  • When applying these provisions, Section 179 is generally taken first, followed by Bonus Depreciation.
  • The Tax Cuts and Jobs Act allows businesses to fully deduct the cost of equipment purchased under S168 bonus depreciation for the year 2022. After 2022, this is reduced by 20% per year until phased out, so act now before year end to get the most deduction.

* Amur Equipment Finance is not an accounting firm. Please make sure to consult your personal tax advisor on any tax information. Credit & equipment restrictions apply. This program estimates a tax rate. Your actual tax rate and savings may vary. Tax benefits may vary by type and class of property purchased, use of property, the time when the property was acquired, and individual taxing situations. Your individual tax situation may affect your ability to utilize the elections. Please consult your tax adviser or accountant for additional information. Equipment must be purchased and placed in service by 12/31/23.

amur making plan
SUPPORT

Need help making a plan?

There are a lot of things to consider when making a financing plan. The Amur team is ready to help you formulate the right loan and repayment options for your business.

Common questions

  • What are Amur’s Terms & Conditions regarding text messaging?

    Please see below for Message Terms & Conditions and Data Rates Information

    1. Amur may send applicants and customers a text message in relation to the activities that you have undertaken with us. These activities include but are not limited to next step reminders, payment updates and/or account reminders. This program will send additional information to customers who opt-in including helpful marketing information on an occasional basis..
    2. You can cancel the SMS service at any time. Just text "STOP" to the short code. After you send the SMS "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to start receiving text messaging, just send us a quick text to 800-994-0016 requesting to receive text messaging again.
    3. If you are experiencing issues with the messaging program, reply with the keyword HELP for more assistance, or get help directly at customercare@goamur.com or 800-994-0016.
    4. Carriers are not liable for delayed or undelivered messages.
    5. As always, message and data rates may apply for any messages sent between you and Amur. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.
    6. If you have any questions regarding privacy, please read our privacy policy: https://www.goamur.com/amur-privacy-policy/
  • How to clear cache?

    How To Clear Cache for All Major Browsers

    How to Clear Browser Cache for Google Chrome

    To clear the cache for Google Chrome, start by clicking the Three Dots icon in the top right of your browser window. Then, find the More Tools option and select Clear browsing data… from the submenu Alternatively, you can also use the hotkey combination: CTRL + SHIFT + DEL. Chrome will open up a new tab with a popup window titled Clear Browsing Data. Make sure that only the Cached images and files box is checked. You can choose to clear your browsing history or opt for more thorough cleansing of the cache by including cookies and other site data in the cache clearing. You can also change the time frame at the top. Select the Time Range field, then choose one of the options like the last 24 hours, last 4 weeks, or the entire history.
    It’s important to remember that most browsers store more advanced data within the cache that usually doesn’t get cleared with the primary tool. These are usually more critical data items that you might not want to eliminate from the cache. However, many situations warrant the clearing of all cache data. In Chrome, select the Advanced tab in the Clear browsing data window. Now, you’ll see additional browsing data checkboxes such as:
    • Passwords and other sign-in data.
    • Autofill form data.
    • Site Settings.
    • Hosted app data.
    Feel free to mark whichever data items you want to be removed if you’d like. Just know that these are usually essential for improving your overall user experience, like with the passwords that help you log into websites in seconds. Click on the Clear Data button once you’re done. Google Chrome has multiple ways to look at your cache data and delete it from the browser. For instance, you could go right to the Google Chrome Settings page and click on Privacy and Security. Under that, there’s a button to Clear Browsing Data, which brings you to the same popup window we saw before; it’s simply found by going through different steps. In addition, you can choose the Cookies and Other Site Data button to specifically take control of third-party cookies.
    All tracking cookies are logged within the browser cache, so this is an option for those who are more interested in cleaning out cookies instead of your browser history or login information. On this page, you have options to:
    • Allow all cookies.
    • Block third-party cookies in Incognito.
    • Block third-party cookies.
    • Block all cookies.
    The cookie settings empower you to clean up your cache or eliminate unnecessary cache elements automatically. As an example, you may want to block third-party cookies so that you never have to worry about cleaning them out of your browser cache in the future. You may also want to explore the area to Clear Cookies and Site Data When You Close All Windows. That essentially automates the cache clearing process by deleting items every time you close the Chrome browser. The lower part of this section in Chrome has several other options that pertain to the browser cache. There’s a button to See All Cookies and Site Data, which comes in handy for clearing out cache items individually. You can also manage lists that allow sites to use cookies, clear cookies when closed, or block cookies entirely.

    How to Clear Cache for Microsoft Edge

    To clear the browser cache for Microsoft Edge, click the Three Dots icon in the top right of your browser window. Choose History.
    Go to the History option to start clearing the cache in Microsoft Edge.
    A new history module shows up to see the most recently visited websites. You should see another Three Dots icon within that module. Click that. In the resulting menu dropdown, choose Clear Browsing Data.
    Clear browsing data in Microsoft Edge.
    Microsoft Edge now opens a Clear Browsing Data window. You can check off the following items to include with your deletion:
    • Browsing history.
    • Download history.
    • Cookies and other site data.
    • Cached images and files.
    What’s nice about Microsoft Edge is that it displays quantitive information like the number of browsing history items that will be deleted if you clear the cache. You can also view how much space you may free up from the cache clearing.
    Choose what to clear from the Microsoft Edge cache.
    Scroll down the list to see three more data clearing options. These aren’t checked by default, so you’ll have to mark them yourself if you want to clean up passwords, autofill form data, and site permissions.
    Don’t forget about the extras like site permissions and passwords.
    With your selection made, go through the Time Range field to indicate how far back in your cache you want to delete. For the last step, click on the Clear Now button. That’s the easiest way to clear the browser cache in Microsoft Edge!
    Choose the time range, then click Clear Now.
    To get more specific with clearing the Edge cache, select the Three Dots icon in the upper right corner, then choose Settings.
    Go to the Settings button in Microsoft Edge for more caching tools.
    Navigate to the Privacy, Search, and Services tab. The first option is to Clear Browsing Data Now, which offers a button to Choose What To Clear and sends you to the popup window we discussed above with the checkboxes. It’s simply a different route to get there. You also may want to explore the tab to Choose What to Clear Every Time You Close the Browser. This way, you can automatically clear the cache of unnecessary items after closing Edge; maybe you’d rather the browser history, cookies, or login information didn’t save every time.
    Choose what to clear from the cache in Edge.
    As you can see, the page for choosing what you clear after closing the browser has a long list of toggles for adding or removing specific cache data from the automated cache purge.
    Automatically clear parts of your Microsoft Edge cache on exit.
    If you’re more interested in removing cookies from the cache or managing the ones you want to allow, navigate to the Cookies and Site Data tab on the Microsoft Edge Settings page.
    Manage and delete cookies and other site data.
    On this page, you have options to Block Third-party Cookies, Preload Pages for Faster Browsing and Searching, and See All Cookies and Site Data. We recommend going to the See All Cookies and Site Data page to get an idea of what tracking items are being placed inside the browser cache. You can then add sites to the Block or Allow lists, creating a situation where the cache doesn’t need as much monitoring in the first place.
  • What are my options to pay an account off early?

     Although there is no contractual right to pre-pay, if you are not in default we can agree to an early termination upon your written request.

  • What is my payoff balance?

    You can visit our Customer Center 24/7 or contact our Customer Care team at customercare@amuref.com.
  • How do I get my balance?

    You can visit our Customer Center 24/7 or contact our Customer Care team at customercare@amuref.com or 1.800.994.0016
More Questions

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