Features
Loan Amount
$20,000–5MM
Loan Terms
36-84 months
Time to Fund
24-48 hours
Find the right financing amount for your business.
Work with our experienced team to model the right loan and payment options for your business.
Products
Flexible financing for your business needs
We understand that flexibility is key to optimizing your payments, so you can have the financing that makes sense for you.
Finance Lease
Finance leases, often referred to as capital leases, do not fit operating lease guidelines and are an alternative finance vehicle. With a finance lease, the leasing company retains ownership of the equipment and at the end of the lease term, you have the option to purchase the equipment for $1.00 or some other pre-agreed upon fixed price. You cannot expense the monthly payments with a finance lease as you can with an operating lease, but you can take advantage of all of the benefits of ownership including depreciation allowances and Section 179 Tax Deduction.
Equipment Finance Agreements
Equipment Finance Agreements (EFAs) are straight finance programs where the customer retains title to the equipment and the finance company has a security interest in the equipment. Since you have title to the equipment, there is no purchase option at the end as in a lease product. With EFAs you can take advantage of all benefits of ownership including depreciation allowances including Section 179. EFAs are an alternative to bank financing and are preferred over bank financing due to their ease of approval, flexibility in structure and minimal down payments.
Insights from Amur
Vendor Newsletter
Amur Vendor Newsletter, September 2026
Coming Soon! New Tools for Faster Closings A fast approval is only the beginning. In 2026, Amur is building...
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News
Amur Equipment Finance Celebrates 30 Years of Powering Business Growth
The company marks three decades in equipment finance with a weeklong celebration in its hometown of Grand Island, Nebraska GRAND...
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News
Amur Launches Deal Sense, a first-of-its-kind AI capability designed to deliver transaction insights to its most valued partners in minutes
Amur Launches Deal Sense, a first-of-its-kind AI capability designed to deliver transaction insights to its most valued partners in...
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