Reminder: Our offices will be closed Sept 1, 2025 for the holiday. Payments scheduled that day will process one business day later. No late fees will be applied.

Products

Equipment Financing

When it comes to running your business, getting the equipment you need quickly is essential. Our tailored financing options meet your unique needs, helping you stay competitive in today’s rapidly changing market. With flexible payment programs designed for strong credit profiles, you can focus on what you do best.

Features

Loan Amount
$20,000–5MM
Loan Terms
36-84 months
Time to Fund
24-48 hours

Find the right financing amount for your business.

Work with our experienced team to model the right loan and payment options for your business.

Get a quote

Products

Flexible financing for your business needs

We understand that flexibility is key to optimizing your payments, so you can have the financing that makes sense for you.
Finance Lease
Finance leases, often referred to as capital leases, do not fit operating lease guidelines and are an alternative finance vehicle. With a finance lease, the leasing company retains ownership of the equipment and at the end of the lease term, you have the option to purchase the equipment for $1.00 or some other pre-agreed upon fixed price. You cannot expense the monthly payments with a finance lease as you can with an operating lease, but you can take advantage of all of the benefits of ownership including depreciation allowances and Section 179 Tax Deduction.
Equipment Finance Agreements
Equipment Finance Agreements (EFAs) are straight finance programs where the customer retains title to the equipment and the finance company has a security interest in the equipment. Since you have title to the equipment, there is no purchase option at the end as in a lease product. With EFAs you can take advantage of all benefits of ownership including depreciation allowances including Section 179. EFAs are an alternative to bank financing and are preferred over bank financing due to their ease of approval, flexibility in structure and minimal down payments.
How it works

Our quick and convenient financing process

equipment finance team header

Create the right plan for your business

Select the term and payment options that work best for your business.
how it works step 2

Fill out our short application

Tell us about you and your business so we can get you the right financing. The application process will take 5-10 minutes.
equipment finance team header

Receive quick decisioning from our team

You will receive a quick decision from our team letting you know the status of your application. We strive for a same day credit decisioning process.
how it works step 4

Sign in to manage your account and pay bills

When you have received your funding and equipment, sign up for online access to pay bills, have questions answered and more!

FAQs

  • How to change my contact information?
    In the upper right-hand corner, click on your initials or avitar, select account settings and edit your personal information. Click save to notify our Customer Care department of any changes made to your email address, mailing address, or phone number.

  • How do I change my password?
    You may change your password by clicking on the “Forgot your password” link. Next, you will be asked to provide your username or email address. You may then click above on “Request new password” link and a system-generated email will be generated and sent to your email address with further instructions.

  • How do I add an additional user to my account?
    We recommend that you contact our Customer Care Department by clicking on the Contact Us button, call (800) 994-0016 or email AEFcustomercare@goamur.com to add an additional contact.

  • How do I make a payment?
    You may make a payment by clicking on the "Make Payment" button on the upper right corner of the website. This will take you to our bill payment site called E-Bill. You can either make a one-time payment as a guest or you can create an account for faster return visits.  Either option will require you to have your Customer # for access. Customer Care is also available at (800) 994-0016 for assistance.

  • How to have your payment date changed?

    We recommend that you contact our Customer Care Department by clicking on the Contact Us button, contact us on Chat, call (800) 994-0016 or email AEFcustomercare@amuref.com to change your payment due date.

  • How to Request a Payoff?
    You may refer to the Estimated Payoff entry within the Customer Center.  If you need the amount in a letter, you can click on the "Request Payoff" button. This will provide you with an Estimated Payoff letter. Once you are ready to payoff the contract and need an official Payoff letter, contact our Customer Care Department by clicking on the Contact Us button, call (800) 994-0016 or email AEFcustomercare@goamur.com and our Customer Care team will generate an official payoff letter within 24 hours.

  • How to request a payment history?
    We recommend that you contact our Customer Care Department by clicking on the Contact Us button, call (800) 994-0016 or email AEFcustomercare@goamur.com to request payment history.

  • Is there a penalty to pay off my contract early?
    It is the policy of Amur to allow full prepayment of a Contract prior to the end of its Term, provided your account is in good standing with us and you have made no less than 12 timely Periodic Payments at the time of the prepayment process.
More Questions

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